Humphrey Yang

#ad Terms Apply. #Ad Thanks to @Mastercard @expedia for helping support my travel habit to Hawaii, If you want to get the most out of your credit card rewards, make sure to click the in my bio! #ExpediaPartner

How much Pepsi stock youd need to make $100/month in dividends. Explained!

You now have to scan your membership when entering a Costco. This could be really great for Costco’s business and bottom line. But what do you think?

5 Costco Price Hacks to know before you go next time! #costco

This is how I’d invest $10,000 if I were starting all over again. #1 I’d invest $5000 into an S&P 500 ETF like $VOO or SPY, this is going to be the foundation of your portfolio. Its up 83% in the past 5 years 2nd I’m then adding another $3000 into QQQ - thats the ETF that gives you exposure to all the software and tech companies. In the last 5 years its up 135% 3rd, I’m putting $2000 in a high yield savings account, I always want cash on hand in case there are opportunities to buy up any dips. Let me know if you have any questions and I’ll also have some free resources in the bio or description.

Avoid these Credit Card Mistakes! #personalfinance

Contrary to what people believe, the first $100k is typically not derived from investing. Most of it comes from saving - so for your first $100k you need to do everything you can save up to that amount. Then your money can compound for you investing.

How much can you make running a Chick Fil A? Watch to the end… #chickfila

Which payment option should you take if you win the $1.15 Billion Mega Millions? Answered. #lottery

How much should you make to drive a 2025 G Wagon? Lmk which car to do next! #cars #gwagon #personalfinance

Stock prices are not an indicator of how valuable a company is! #tesla #nvidia

If they give you this OPTION, are you taking it? Call Options explained! Inspired from @Girls Talk Stocks shopping analogy!

Things to do before 2024 ends

How much you should tip for a glass of wine at an upscale establishment. Let me know if you agree in the comments!

If investments were guys… do you agree?

Trader Joe’s Egg Shortages. Explained.

Here are 3 options to invest in within a Roth IRA: and the riskiest one is last. First option are index funds - these are low to medium risk over a longer time horizon (20+ years). You set it and forget it - and on average should return about 8-10% per year. Second, you can go with a 3 fund portfolio. That’s where you have a US stock market index fund, an international stock market index fund, and a bond fund. This is more diversified than the first option, so lower risk in general - and is overall solid. Third, individual stocks - especially mega caps. Since the Roth IRA gives you tax free gains, if you want to take full advantage of that you want holdings with high upside. These are riskier, but having a few positions of companies of the caliber of Apple or Amazon Google etc, could be good. $1000 in Apple stock 20 years ago is worth more than $700,000 today - and if you invested in a Roth IRA then all of your gains would be tax free. That's the power. Let me know if you have any questions.

$1,000,000 today has the same purchasing power as $522,388 dollars did back in 2005. So if you’re not doing these 3 things, your money could be losing value to inflation: #1 Investing #2 TIPS #3 Real Estate. #4 ? Leave a comment! Follow for more tips!

Why Stocks like NVDA are tanking hard today: DeepSeek R1 and the threat to AI